CORDIS Project
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The Billon project aims to revolutionize banking by utilizing distributed ledger technology to offer low-cost current accounts. This initiative seeks to provide financial services to unbanked individuals while ensuring compliance with regulations, addressing the issue of financial exclusion.
The number and volume of non-cash transactions has been increasing in the recent years, which makes the technological limitations of the existing IT systems more apparent than ever.
The low performance of the centralised IT architecture increases the maintenance cost, that are transferred to customers.
The European Commission revealed that growing bank fees are leading to financial exclusion of the poorest citizens.
It is estimated that 2.5 million Europeans who applied for the bank account have…
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