CORDIS Project
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This project examines non-judicial debt collection practices to identify and address abusive methods that infringe on consumer rights. Through comparative analysis of existing regulations, it aims to propose improvements for legal frameworks governing debt recovery across Europe.
Non-judicial debt-collection (NJDC) designates all methods employed by a creditor for debt recovery that do not involve the judiciary or other state agents (bailiffs, sheriffs, or police officers).
In other words, it is a form of private enforcement.
It is a phenomenon acknowledged by various legal documents (the Draft Common Frame of Reference, the Fair Debt Collection Practices Act in the USA or the Consumer Credit Sourcebook in the UK). NJDC methods are rampant in practice today in all EU leg…
KOBENHAVNS UNIVERSITET
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