CORDIS Project
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This project investigates person-to-person credit markets, focusing on how interest rate restrictions and local biases affect access to credit and borrower behavior. Using data from an online lending platform, it aims to enhance understanding of alternative credit markets and inform regulatory policies.
Person-to-person credit markets have gained popularity in recent years.
Their existence as an alternative to traditional credit markets is attractive considering the recent credit crunch.
Yet, our knowledge of these markets is limited.
The purposes of the research program offered in this proposal are twofold: first, I will provide answer to three open questions in the regulation of financial markets and in behavioral finance.
Second, by addressing these questions, an understanding of the forces…
BEN-GURION UNIVERSITY OF THE NEGEV
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